Peace & Grace Insurance Services — Terms of Service

Effective Date: October 2026

[email protected] | +1 209-812-4026 | https://www.insurepng.com

Welcome to Peace & Grace Insurance Services. By accessing or using our website, you agree to comply with and be bound by the following Terms of Service. Please read them carefully. If you do not agree with any part of these terms, please do not use our website.

1. Use of Website

This website is intended for users to learn about our products and services, request quotes, and contact our team. You agree to use this site only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use and enjoyment of the site.

2. Intellectual Property

All content on this website — including text, graphics, logos, images, videos, and design — is the property of Peace & Grace Insurance Services and protected by copyright and other intellectual property laws. You may not reproduce, republish, or distribute any content without our prior written consent.

3. Accuracy of Information

We strive to ensure all information on our site is accurate and up to date. However, we do not guarantee the completeness, accuracy, or reliability of any content. Product offerings, prices, and descriptions are subject to change without notice.

4. Quotes and Services

Any quotes provided through our website or email are subject to revision based on availability, underwriting, and other factors. We reserve the right to modify or cancel services based on availability or changes in customer requirements. All quotes are valid for 30 days unless otherwise stated.

5. Third-Party Links

Our site may contain links to third-party websites for your convenience. We are not responsible for the content, accuracy, or privacy practices of those sites and do not endorse any third-party offerings.

6. User Submissions

By submitting inquiries, contact forms, or reviews through our website, you grant Peace & Grace Insurance Services a non-exclusive, royalty-free license to use, reproduce, and display that content for marketing and operational purposes.

7. SMS Messaging Terms

Peace & Grace Insurance Services may send SMS/text messages to customers and website visitors who choose to opt in.

By providing your mobile number and checking the consent box on our form, you agree to receive text messages related to your inquiry, quote request, appointment, policy, customer service, review request, or promotional updates.

Message Types

Messages may include:

- Quote and estimate follow-ups

- Appointment reminders

- Policy and application updates

- Customer service messages

- Review requests

- Occasional promotional messages (only if you opted in separately)

Age Requirement

You must be 18 years of age or older to use this SMS service.

Message Frequency

Message frequency varies based on your interaction with Peace & Grace Insurance Services.

Message & Data Rates

Message and data rates may apply. Contact your wireless provider with questions about your text or data plan.

Opt-Out & Help

- Reply STOP at any time to unsubscribe. You will receive one final confirmation message and no further messages will be sent unless you opt in again.

- Reply HELP for assistance or contact us directly at [email protected] or +1 209-812-4026.

Carriers are not liable for delayed or undelivered messages.

Consent to receive SMS messages is not a condition of purchase.

SMS Data Sharing

No mobile opt-in data or consent information will be shared with any third parties for marketing or promotional purposes. This information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.

For more information, please review our Privacy Policy at https://www.insurepng.com/privacy-policy.

8. Disclaimer of Warranties

Your use of this website is at your own risk. All content is provided "as is" without warranties of any kind, express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.

9. Limitation of Liability

Peace & Grace Insurance Services shall not be liable for any indirect, incidental, or consequential damages arising from the use or inability to use our website, even if we were advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless Peace & Grace Insurance Services and its employees from any claims, liabilities, or expenses resulting from your use of this site or violation of these terms.

11. Changes to Terms

We reserve the right to update these Terms of Service at any time. Continued use of the site after changes indicates your acceptance of the revised terms. Please check this page periodically for updates.

12. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law provisions.

13. Contact Us

For questions about these Terms of Service, please contact us:

[email protected]

1210 Third St., Atwater, CA 95301

+1 209-812-4026

https://www.insurepng.com