Health Coverage Options In California


Call: 1-209-812-4026

We specialize in offering Health Insurance protection to individuals and small business owners who are looking for Major Medical, Dental and Vision Coverage so they can enjoy proper health insurance coverage without breaking the bank.

Whether you are not offered health benefits from your employer or it is simply too expensive, we can help you find alternatives, either through the Exchange (Covered California) or directly with Insurance Companies. This coverage can also replace COBRA at much lower rates.

Our Goal is to find you Affordable Coverage Options that meet your Medical needs and fits your budget.


1210 Third St. Atwater, CA 95301
CA Dept. of Insurance Licence # 0L12571

OFFICE HOURS 9:00-6:00 Week Days, Saturdays by Appointment.

Call: 1-209-812-4026

Under the Affordable Care Act (ACA) Commonly known as Obama Care, almost every one is required to carry health insurance coverage, and even though this might change under the current administration, as it stands right now the ACA is still the law of the land. Getting Health Insurance from the Exchange can be very beneficial for many people because of all the tax subsides offered by the Federal Government. These subsides are based on family size and income. For example: A Family of 4 with a household income between $33,534 and $97,200 would qualify for subsides. The exact amount of will depend on age of household members and the number of applicants needing medical coverage.

The good news is, with all the subsidies available, the cost of major medical coverage goes down significantly sometimes as little as a $1 per month.

If you are looking for coverage from a specific health insurance company; because of prior experience or doctor preference, you have come to the right place. Based on your location in California;

You can Shop and Compare costs across the board between Anthem Blue Cross, Kaiser Permanente, Blue Shield of California, Molina Health Care L.A. Care and others.

Did you miss Open Enrollment? That is ok; things happen, however, we may still be able to help you enroll in a plan if you qualify for Special Enrollment Period.

Special Enrollment Period: if you have one or more qualifying life event, in the last 60 days you would qualify for a Special Enrollment Period, usually for 60 days from the date of that event.

These events are:

  • Lost or will soon lose my health insurance
  • Permanently moved to/within California
  • Had a baby or adopted a child
  • Got married or entered into domestic partnership
  • Returned from active duty military service
  • Released from jail or prison
  • Gained citizenship/lawful presence
  • Federally Recognized American Indian/Alaska Native
  • Other qualifying life event learn more Covered California Special Enrollment and qualifying life events

We are a Covered California Storefront, located in Atwater the heart of Merced County. You are Welcome to walk in Monday thru Friday between the hours of 10:00 am and 6:00 pm however to avoid unnecessary wait it is a good idea to schedule an appointment in advance. You will meet with a Covered California Certified Insurance Agent Licensed in the State of California to help you shop and Compare coverage options. If coming to our office is difficult, we will also be happy to schedule phone and/or face to face appointment through online meeting services, like Skype or go to meeting. Rest assured we will do our best to accommodate you.

Our services to you are Free, you never have to pay anything to speak to us or ask questions. We never charge broker and/or consultation fees.

We are an independent agency, with no sales quotas and no pressure policy. We are able to shop and compare coverage with these carriers and others as our client needs dictate.

We look forward to serve you as well.

Health Insurance Explained